The Power of Pre-Approval
The first step in any home search, even before touring properties, is finding out exactly how much home you can afford and securing the necessary financing. Once you find a home you love and are ready to make an offer, your mortgage pre-approval letter lets the seller know that you’re serious and fully prepared to buy their home.
To get the process moving on obtaining a pre-approval letter, I will connect you with an experienced and trusted mortgage broker/lender.
Here are some of the documents you will need to provide your lender to get the pre-approval process started:
Debts: • Bank statements, last two months • Investments/brokerage firm statements • Net worth of business owned (if applicable)
Income: • Current pay stubs, last two months • W-2s or 1099s, last two years • Tax returns, last two years
Assets: • Bank statements, last two months • Investments/brokerage firm statements • Net worth of business owned (if applicable)
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